USAA does recommend some ways to help lower costs:Īdditionally, if you rent an RV, the coverage and cost are determined by each rental location and vary based on the type of RV. Because RVs vary so much in size and type, it’s hard to estimate the cost of coverage.Ĭosts will also vary based on the following: Average PricingĪccording to USAA, your premium can cost anywhere from under $100 for a pop-up camper to much more for a high-end Class A motorhome. USAA also does not directly cover motorhomes. If that’s the case, USAA might refer you to a partner site like Progressive. If your trailer is collapsible, folding, or pop-up, then it may be considered by USAA to be in a different category.
USAA directly covers travel trailers, which they classify as a non-collapsible trailer towed behind a vehicle for personal use only. The following are the kinds of RVs covered by USAA:Īlthough USAA covers most types of RVs, they might not cover it directly. These additional coverage options include the following: If you're hit by someone who's uninsured, you're covered for your injuries, RV damage, and lost wages if you can't work. You can get comprehensive and collision coverage in the event of accidents, theft, vandalism, fire or weather-related incidents. USAA RV coverage is very similar to their vehicle packages. Coverage choices vary by location and you will be able to choose what options are best for you. Additional optional coverage may also be available. Basic vehicle coverage consists of options like comprehensive, collision, and liability protection.
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